在前不久的2023年伯克希尔年度股东大会上，99岁高龄的查理·芒格分享了自己的经验，值得我们学习，今记录于此。

1.  Spend less than you earn.

花的比赚的少

2. Invest shrewdly.

精明地投资

3. Avoid toxic people and toxic activities.

远离有毒的人和有毒的活动

4. Try and keep learning all your life.

努力保持终身学习

5. Do a lot of deferred gratification because you prefer life that way.

多做延迟满足的事，因为那样你会更享受生活

 

And if you do all those things, you are almost certain to succeed.And if you don’t, you’re gonna need a lot of luck, a lot of luck.And you don’t want to need a lot of luck.You want to go into a game where you’re very likely to win without having any unusual luck.

如果你做到了所有这些，几乎一定会成功。如果没有，你就需要很好的运气，非常好的运气。你不想需要很好的运气，你想进入一场你很有可能在没有任何异常运气的情况下获胜的游戏。